Our Services
Savings Products
Saving is the foundation of financial freedom, and at Kass Sacco, we’re here to help you secure your future. By building a habit of regular savings, you gain the ability to manage unexpected expenses, invest in opportunities, and achieve your dreams.
Savings
- Minimum contribution Ksh. 2,000 monthly
- Boosting by cash allowed (Subject to 6 Months for multiple of 3 times saving to apply)
- Attractive interest rate payable annual on prorata basis
Share Capital
- Minimum Ksh. 10,000
- Maximum not exceeding 5% of total share capital.
- Attractive dividend rate payable annually on prorata basis
Fedha Savings
- Period savings in multiples of Ksh. 50,000
- Duration 6, 12, 18 & 24 months
- Attractive interest
- payable on maturity on prorata basis
Education Savings
- Minimum Ksh.500 per month
- Duration 12 months
- Attractive interest rate payable on maturity on prorata basis
Holiday Savings
- Minimum Ksh.2000 per month
- Duration 12 months
- Attractive interest rate payable on maturity on prorata basis
Welfare Savings
- Ksh.300 fixed contributions per month.
- Compulsory for all members
- Benefits during sickness of the contributor and death of Next of Kin after six months of joining.
Financial Loan Products
At Kass Sacco, we believe in helping our members achieve their goals and overcome financial hurdles. Our loan products are designed to provide you with the support you need to make your dreams a reality.
School/Educational
Fees
- Maximum Ksh. 50,000 subject to three times of the savings
- Maximum repayment period 6 months
- Interest rate 2%pm on reducing.
- Processed within 24 working hours on receipt of loan application form subject to cash flow
Emergency Loan
- Maximum Ksh. 50,000 subject to three times of the savings
- Maximum repayment period 6 months
- Interest rate 2%pm on reducing.
- Processed within 24 working hours on receipt of loan application form subject to cash flow
Normal Loan
- Maximum three times of the savings
- Maximum repayment period 36 months
- Interest rate 1 % pm reducing
- Process time not exceeding 14 working days on receipt of loan application form subject to cash flow.
Spark Loan
- Maximum three times of the savings
- Maximum repayment period 60 months
- Interest rate 1.04% pm reducing
- Process time not exceeding 14 working days on receipt of loan application form subject to cash flow
Okoa Loan
- Maximum Ksh. 30,000 subject to three times of the savings
- Maximum repayment period 1-month Interest rate 5% pm
- Processed within 12 working hours from time of receipt of loan application form subject to cash flow
Karibisha Loan
- Exclusive to new members only Maximum repayment period 12 months
- Interest rate 2% pm reducing
- Process time not exceeding 2 working days on receipt of loan application form subject to cash flow.
Uwezo Loan
- Maximum three times of the savings
- Maximum repayment period 12 months
- Interest rate 2% pm reducing
- Process time not exceeding 14 working days on receipt of loan application form subject to cash flow
Normal Top-up Loan
- Maximum three times of the savings
- Maximum repayment period 36 months
- Interest rate 1.04% pm reducing
- Process time not exceeding 14 working days on receipt of loan application form subject to cash flow